Effective Date: September 12, 2025 | Finance Point Place, 904 W Moring St, Swainsboro, GA 30401, USA
By accessing financepointplace.com and using our services (Personal Loan, Credit Loan, Mortgage Loan, Wealth and Investment Planning, Tax Advisory, Insurance Services), you agree to be bound by these Terms and Conditions. If you do not agree, please do not use our website or services. We reserve the right to modify terms at any time; continued use constitutes acceptance.
You must be 18+ and a US resident to use our financial services. Loan approvals are subject to credit checks, income verification, and lender criteria. Finance Point Place is a financial intermediary, not a direct lender for all products; we connect you with 40+ licensed lenders. Interest rates, terms, and fees vary based on creditworthiness and market conditions. All quotes are estimates until formal approval.
You agree to provide accurate, complete information. Misrepresentation may lead to denial of services and legal action. You are responsible for maintaining confidentiality of account credentials. You agree not to use our site for fraudulent, illegal, or unauthorized purposes, including money laundering, identity theft, or phishing.
Content on our website and blog is for educational purposes only and does not constitute professional financial, tax, or legal advice. While our advisors are CFP, CPA, and NMLS certified, personalized advice requires individual consultation. Past performance of investments does not guarantee future results. Loan approvals and rates are not guaranteed. Consult a qualified professional before making financial decisions.
Some services may have fees disclosed upfront. Personal loans may have origination fees (0-5%), late fees, and returned payment fees as per loan agreement. Mortgage closing costs 2-5%. Wealth management fees 0.5-1% AUM annually. Tax and insurance services have separate fee schedules. You may cancel applications before signing final agreements without penalty, except for appraisal fees already incurred.
All content on financepointplace.com – logos, text, graphics, blog posts – is owned by Finance Point Place and protected by copyright. You may not copy, reproduce, or distribute without written permission. You may share blog links with attribution.
To the fullest extent permitted by Georgia law, Finance Point Place shall not be liable for indirect, incidental, consequential damages, lost profits, or data loss arising from use of services. Our total liability shall not exceed fees paid by you in last 12 months. We are not liable for decisions made by third-party lenders or market fluctuations.
By subscribing to our newsletter via Subscribe page, you consent to receive weekly financial tips, offers, and updates. You can unsubscribe anytime via Unsubscribe page or email footer. We do not spam; frequency is max 1 email/week. Unsubscribe requests processed within 72 hours.
These terms are governed by laws of the State of Georgia, USA. Any disputes shall be resolved through mediation in Emanuel County, GA, then binding arbitration under AAA rules if mediation fails. You waive class action rights.
For questions, complaints, or to report violations: Finance Point Place, 904 W Moring St, Swainsboro, GA 30401, USA. Phone: +1 478-299-3232. Email: contact@financepointplace.com. We aim to resolve complaints within 15 business days.